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Plan No. 834
Ideal
for planning your child''s career goals
Moderate
premiums
Multiple
premium payment frequency to choose from
Premium Discount
available for higher Sum Assured (SA).
Premium Waiver option –
to ensure that the planned benefits will be paid to the child – with or without you
Life Cover
to the extent of 125% of Sum Assured + Bonus + Final Additional Bonus (as applicable)
Survival Benefit:
Option to take 5%, 10% or 15% of sum assured as survival benefit every year from 20 to 24 years of child''s age
Maturity Benefit:
Sum Assured (or Balance SA, if SB is chosen) + Bonus + Final Additional Bonus as applicable, will be paid on completion of 25 years of age
Loan is available
any time after 2 policy years (after 1 years incase Premium paying term is less than 10 years)
Policy can be back dated.
Premium Paid is
TAX EXEMPTED
u/s 80 C
All returns from the policy are
TAX FREE
u/s 10 (10) (D)
Free lookup
period for 15 days
Eligibility Criteria
Min.
Max.
Age
90 days
12 years
Term
13 years
25 years
PPT
8 years
20 years
Sum
75000
No Limit
Premium Modes
Yearly, Half Yearly, Quarterly & Monthly (SSS or ECS only)
Yearly Premium for 10 lac Sum Assured
Age
Option 1
Option 2
Option 3
Option 4
0
40904
41884
42864
43844
3
48499
49822
51194
52517
6
59377
61190
63052
64914
9
78536
81182
83779
86425
Taxes will be extra as applicable.
PWB premium optional according to Proposer''s Age.
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Mode
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0
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*
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0
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SB Option
*
NO SB
5% Of S.A.
10% Of S.A.
15% of S.A.
Process Solution on the basis of
*
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Last Declared Bonus
LIC 8% Scenario
LIC 4% Scenario
Forecast
Scenario for LA
*
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LIC 8% Scenario
LIC 4% Scenario
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